Short answer

An experience can come without scripture, but no one can check what it means. Zen teaches that awakening passes from master to student, "outside the scriptures". That saying cannot be traced back to the Buddha. Its first sure use is from 952, and the four-line verse first stands whole in 1108. The Pali texts say the Buddha kept nothing secret and appointed no heir. An experience can be real and still not settle what is true about God (﷾) or what follows death. The Pali texts themselves describe meditators who saw something real and drew a false view from it. So a teaching with no text has nothing to be tested against. Islam offers the opposite: one Book, open to everyone, with nothing held back. The Qur'an asks every reader to search it for discrepancy. Read it and test it.

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